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п»їHow to Calculate Horse Racing Betting Odds and Payoffs.
It's surprising at how many people make bets on horse races without the slightest understanding of the tote board. While all of those numbers on the board may seem imposing, the odds and payoffs are actually pretty easy to learn. And by doing so, you will be able to make and calculate better bets.
Reading the Win Odds.
The easiest information on the board is the win odds quoted on each horse. They don't tell you what the horse will pay, but the amount of profit you will get and the amount you have to bet to get it. For example, 6-5 means you will get $6 in profit for every $5 you wager, while 20-1 means you get $20 in profit for every $1 you wager. In the latter example, a bet of $2 means you would get $42 back for a winning wager.
Payoffs use the actual odds and are rounded down to the nearest nickel or dime, depending on the rules at that track. This rounding is called breakage.
Calculating the Win Odds on a Horse.
If you want to calculate the exact win odds on a horse, you will need to use a couple of other figures from the tote board:
Total win pool Amount bet on that horse.
The total pool is all the money bet on all the horses to win, but it is not the amount that will actually be paid out to the holders of winning tickets. Before the track pays off the winners, they deduct the "take," which is generally between 14 and 20 percent and is different in every state. This money goes to pay state and local taxes, payment for the horsemen, expenses at the track, and the track's profit.
To calculate the exact odds on your horse, just subtract the take from the total pool, then subtract the amount bet on your horse to give you the amount of cash to be paid out.
Divide that figure by the amount bet on your horse to get the exact odds. This figure will always be rounded off to the nearest dime (usually) or nickel, as mentioned previously, before the payoffs are calculated. Here is a simple example of win odds calculation:
Total pool: $900 Amount bet on horse No. 1: $300 Take amount: 15 percent $900 minus 15 percent equals $765 $765 minus $300 equals $465 $465 divided by $300 equals $1.55.
Round this amount off to $1.50 for breakage and you get odds of 1.5-1 or 3-2, as it would normally be written, which yields a payoff of $5 on a wager of $2.
Payoffs for $2 Win Bets.
Since most tracks have a $2 minimum bet, below is a handy chart to look up the payoff for a $2 bet at various odds. Remember, your actual payoff may differ from this chart, as the odds on the tote board are rounded off, so 2-1 odds on the tote board may actually be 1.9-1 or 2.2-1.


Odds Payout Chart.
Enjoy exciting live horse racing from Florida’s beautiful Gulfstream Park along with commentary and handicapping discussion for better, more successful horse betting. View Laurel Park here.
Only on HorsePlayUSA… Enjoy exciting, LIVE , “watch and wager from anywhere” streaming broadcasts for fans of classic thoroughbred horse racing and top-notch harness racing at legendary tracks like Los Alamitos, Louisiana Downs, Tampa Bay Downs, Dover Downs and more… along with free handicapping picks and tips for better, more successful horse betting. HorsePlayUSA features this not-found-anywhere-else list of tracks that present live video and race replays by Roberts Communication Network (RCN) during their active race seasons. If your favorite track is NOT listed here, it is because (1) they use a pay-per-view service for live video, or (2) they simply do not offer live video in any form. Enjoy live Watch & Wager racing here.
Bet on horses running at any of the USA and Canadian tracks. Bet TVG here.


Horse Racing Payout Calculator.
Going About the Payout The most important thing about horse racing betting is the payouts, for at the end of the day its not enough to pick the right horse, but also wager on the right horse, meaning that a punter realizes when a horse is short priced or shows a decent price as a favorite and places a wager on that horse in order to collect bigger payouts. Many punters use a horse racing payout calculator so that they can keep good track of their stakes and possible payouts. This use of a horse betting calculator has improved the way punters approach horse racing betting.
Horse Racing Payout Calculator Since nowadays many punters wager on more than horse and more than one race, the need for a calculation process that would concentrate all the wager and output the costs and payout figures has risen dramatically and created the need for a horse racing calculator to that just that and calculate the payout. The horse racing payout calculator comes in various ways depending on the wager type placed on the horse or horses. In the case of straight wagers, the horse racing payout calculator simply takes the odds, presented in decimal or fraction, and uses it together with the stakes laid on the wager to calculate the payout. This horse racing payout calculator usually holds a fraction converter for converting odds. Another type of horse racing payout calculator is the exotic wager horse racing payout calculator. This one is a bit tricky since the exotic payouts such as Trifecta or Superfecta derive from a separate wagering pool so there isn’t a way to know or calculate the payout until the payout is due to happen once the races are over. However, an estimation on the pool sum can be made by the horse racing payout calculator in order to give the punter a slight clue on the payout.
Calculate Onwards There is one approach in horse racing betting that has benefited from the development of today’s horse racing payout calculator and it’s referred to as let it ride. Let it ride means keep rolling the winning money onto other horse wagers in an attempt to strengthen the bankroll. This approach is very difficult to handle if not using a proper horse racing payout calculator. The horse racing payout calculator aids the punter with making decision by simplifying and clarifying all the possible scenarios in the let it ride scheme. The use of the horse racing payout calculator has contributed significantly to the variety of wager placing and different wager approaches by automating the calculation process thus making life a lot easier for the punters.


Exacta Payout Chart.
Exacta “Fair-Pay” Chart (includes a 10% overlay amount added in)
For exactas over $600 – you’ll likely be paying immediate “signer” taxes, so you’d better make sure they are paying far higher than fair pay to compensate for the guvment’s added take! 😉
You can see that a 2/1 (blue col on the left) is the low recommended “on-top” horse odds, and 6/5 is the low recommended “on-bottom” horse odds. Exacta combinations including horses at odds lower than that are almost always under-laid and pay off less than fair.
These payouts should be considered the minimum acceptable. Some players require far more – up to double the “fair” payout (so 90% more than the prices given below). You might want to consider holding out for a 50% overlay – which would be 40% higher than the figures given.
6/5 7/5 8/5-3/2 9/5 2/1 5/2 3/1 7/2 4/1 9/2 5/1 6/1 7/1 8/1 9/1 10/1 11/1 12/1 13/1 14/1 15/1 16/1 17/1 18/1 19/1 20/1 25/1 2/1 17 20 24 27 30 33 40 47 54 60 67 74 80 87 93 99 106 112 119 127 132 164 5/2 16 19 23 27 31 35 38 46 54 62 69 77 85 92 101 107 114 123 130 137 146 153 190 3/1 18 22 26 31 35 40 44 53 62 71 79 88 97 105 115 123 131 140 148 157 167 175 217 7/2 19 20 25 30 35 40 45 49 59 69 80 89 99 109 119 130 138 147 158 167 177 188 197 244 4/1 20 22 27 33 39 44 49 55 66 77 89 99 110 122 132 144 153 164 175 185 197 209 218 271 9/2 22 25 30 36 43 48 54 60 73 85 98 109 121 134 145 158 169 180 193 204 216 230 240 298 5/1 24 27 33 40 47 53 59 66 79 93 107 119 132 146 158 173 184 196 211 223 236 251 262 325 6/1 19 22 24 29 31 38 46 54 62 69 77 92 108 125 139 154 170 185 202 215 229 246 260 275 293 306 380 7/1 22 25 28 33 36 44 53 62 70 79 88 105 123 142 158 176 194 211 230 245 262 281 297 314 334 349 434 8/1 24 29 31 37 40 49 59 70 79 89 99 119 139 160 178 198 219 238 259 276 295 316 334 354 377 393 488 9/1 27 32 34 41 45 55 66 78 88 99 110 132 154 178 198 220 243 264 288 306 327 351 371 393 418 436 542 10/1 30 35 38 45 49 60 73 85 97 109 121 145 169 196 218 241 267 290 316 337 360 386 408 432 459 479 596 11/1 32 38 41 49 54 66 79 93 106 119 132 158 185 214 238 264 292 317 346 368 393 421 445 472 502 524 651 12/1 35 41 45 53 58 71 86 101 114 129 143 171 200 231 257 286 316 343 374 398 425 456 482 511 544 567 705 13/1 38 44 48 58 63 77 92 109 123 138 154 185 216 249 277 308 340 369 403 429 458 491 519 551 585 611 759 14/1 40 47 52 61 67 82 99 117 132 148 165 198 231 267 297 329 364 395 432 459 491 526 556 589 627 654 813 15/1 43 51 55 65 71 88 106 124 141 158 176 211 247 285 317 352 389 422 461 490 524 561 593 629 669 698 867 16/1 46 54 59 69 76 93 112 132 150 168 187 224 262 303 337 374 413 448 490 521 556 597 631 669 711 742 922 17/1 48 57 62 73 80 99 119 140 159 178 198 238 278 321 357 396 438 475 519 552 590 632 668 708 753 786 977 18/1 51 60 65 77 85 104 125 148 167 188 209 251 293 338 376 418 462 501 547 582 622 667 705 747 795 830 19/1 54 63 69 82 89 110 132 156 176 198 219 264 308 356 396 440 486 527 576 613 654 702 742 786 836 873 20/1 56 67 72 85 94 115 139 163 185 208 231 277 324 374 416 462 511 554 605 644 687 737 779 826 878 917 25/1 70 82 89 105 116 143 171 202 229 257 285 342 400 462 514 571 631 685 748 796 850 911 963 30/1 83 98 107 128 138 170 204 241 272 306 340 408 477 551 613 680 753 816 891 948 35/1 97 114 124 141 161 198 237 280 317 356 395 474 555 640 712 790 874 949 40/1 110 130 141 170 183 225 270 319 361 405 450 540 632 730 811 901.
Other tools you may find of interest – click here: Wagering Tools.




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